Privacy Policy

Last Updated: December 2, 2025

This Privacy Policy describes how **FIREarly.com** ("We," "Us," or "Our") collects, uses, and protects information when you use our website and financial calculator services (the "Service"). We are committed to protecting your privacy and ensuring the confidentiality of your financial calculations.

1. Information We DO NOT Collect or Store

We specifically design our calculators to protect your sensitive financial data. We do not require account registration or collect information that could directly identify you or your personal finances.

• NO PERSONAL FINANCIAL DATA: We **do not** collect, store, transmit, or share the numbers or specific inputs you enter into the SIP, SWP, Home Loan, or PE Matrix calculators (e.g., investment amounts, interest rates, target years, or rental figures). These calculations are processed locally within your web browser.
• NO PERSONALLY IDENTIFIABLE INFORMATION (PII): We do not ask for or store your name, address, phone number, date of birth, or email address (unless you voluntarily contact us).

2. Information We DO Collect (Usage and Technical Data)

We collect limited, non-identifiable data to operate, maintain, and improve the Service:

2.1 Automatically Collected Data (Usage Data)

When you access the Service, our servers and third-party analytics providers may automatically collect non-personal information, including:

• Your **IP address** (used to determine general geographic location, not specific identity).
• **Browser type and version** (e.g., Chrome, Safari).
• **Operating system** (e.g., Windows, iOS).
• **Pages visited** and the time spent on those pages.
• **Referring website addresses** (how you found us).
• **Tool usage frequency** (e.g., which calculators are most popular).

This data is collected in an aggregated, anonymous form and is used purely for **site performance and traffic analysis**.

2.2 Preferences and Cookies

• **Cookies:** We use cookies to enable basic website functions, such as remembering your **global currency preference** (`$`, `€`, `₹`, etc.) selected via the currency picker. These are small text files stored locally on your device.
• **Third-Party Analytics:** We may use third-party services (such as Google Analytics) to help us measure and analyze usage trends. These services use their own cookies and operate under their own privacy policies. We configure these tools to use anonymous tracking where possible.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some parts of the Service may not function properly (e.g., the currency picker might reset on refresh).

3. How We Use the Limited Data We Collect

The non-personal data we collect is used strictly for the following purposes:

• **To Provide and Maintain the Service:** Ensuring the website loads and functions correctly.
• **To Improve Our Calculators:** Analyzing usage trends to optimize formulas, features, and user experience.
• **To Monitor Security:** Detecting, preventing, and addressing technical issues or fraudulent activity.
• **To Track Preferences:** Remembering your selected currency setting.

4. Advertising and Third-Party Ad Networks

To support the cost of operating the Service, FIREarly may display advertisements. These advertisements are typically delivered by third-party ad network partners.

• **Ad Cookies:** Third-party vendors, including Google, use cookies (such as the DART cookie) to serve ads based on a user's prior visits to our website or other websites. These cookies enable them and their partners to serve ads to you based on your visit to this site and/or other sites on the Internet.
• **Non-Personal Targeting:** The ads displayed are generally targeted using non-personally identifiable information derived from your browsing activity (like the type of content you viewed, time of visit, and basic geographic region).
• **Opt-Out:** You may opt out of personalized advertising by visiting the [Ads Settings](https://www.google.com/settings/ads) link (for Google Ads) or by visiting the Network Advertising Initiative [opt-out page](http://optout.networkadvertising.org/).
• **Third-Party Policies:** We have no control over the cookies or practices of these third-party advertisers. We encourage you to review the privacy policies of any ad networks to understand how they use your data.

5. Sharing Your Information

We do not sell, trade, or rent your non-personal usage data to third parties. We may share this data only in the following limited circumstances:

• **With Third-Party Service Providers:** We may share anonymous Usage Data with analytics providers who assist us in analyzing how our Service is used. These parties are contractually obligated to keep this information confidential and use it only for the purposes for which we disclose it to them.
• **For Legal Compliance:** We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).

6. Security of Data

The security of your data is important to us. Given that we do not store PII or personal financial inputs, the risk to our users is inherently low. While we implement commercially acceptable means to protect the limited data we collect (such as HTTPS encryption), no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.

7. Links to Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

9. Contact Us

If you have any questions about this Privacy Policy, please contact us:

📧 support@firearly.com
🌐 www.firearly.com